The big one this month is the onboarding revamp: you set NBU up by talking to Valerie now, not by filling in a form.
In this post
- 25 September · Valerie finds every transaction in a category, card moves that read as gains, categories in French, Import one tap away
- 24 September · email changes confirmed from both inboxes, and a few quality-of-life updates
- 21 September · email links come from an NBU address, errors sit on the field that is wrong
- 11 September · the dashboard works in months, not rolling windows
- 9 September · "How August went" on the dashboard, Valerie moves your reminder, investing is not spending
- 3 September · setting up by talking to Valerie, cancel-by warnings a month early, refunds and transfers counted right
25 September
Valerie finds every transaction in the category you ask about. She's no longer limited to your 50 most recent.
On "Get more out of your spending", moving a category to a better card shows as a gain. The board opens with the card you already pay with. A card you have not applied for yet says "No spending here yet" instead of "Missed".
If you use NBU in French, your default categories now show in French on transactions, charts and budgets, with French descriptions too. Custom categories are unchanged and stay exactly as you wrote them.
Importing a statement is one tap from anywhere on your phone. On a computer, the menu moves to a rail on the left that you can fold down to icons.
24 September
Changing your email needs a confirmation from both your old and your new address. Someone who gets into your account cannot move it to their own inbox, because your current inbox has to agree. You get one email at each address and click Confirm in both. After the first click, a card tells you which inbox to open next. Settings shows which address is confirmed, and Resend sends both emails again.
After you sign up or ask for a password reset, the card tells you to go check your email. It shows the address the link went to, and you can fix a typo or send the link again from there. If you sign in before you confirm, you land on the same card.
21 September
Fixed
The link in your verification and password reset emails now goes to an NBU address instead of a long, random looking one from a third party.
Error messages now sit on the field that is wrong instead of appearing in a corner and fading.
11 September
The dashboard works in months now, not rolling windows. It opens on the newest month you have a statement for: if August is imported and September is not, you land on August, and "Reset" brings you back there. The picker leads with that month, named "Latest month (August 2026)", and "Last 3 months" joins the list. "Last 30 days", "Last 60 days" and "Last 90 days" are gone, because a September statement only arrives once September has ended, so a 30-day window mostly showed you nothing. If you have not imported a statement yet, you land on "All time".
9 September
New
"How August went" replaces the budget tracking card on the dashboard. Each category shows what you spent this month, an arrow, and the difference against a basis you pick: last month, a typical month, or the same month last year. Red means over, green means under, a dash means on budget. Your budget is a tick mark on the same bar. Click a row to see the last six months as columns. The pencil beside a category now opens it in Settings.
Valerie can move your review reminder. Which day of the month, which weekday, or whether reminders run at all. If you never set reminders up, she switches them on and tells you she did. She can also change your name and date of birth without sending you to Settings.
Stopped partway through importing statements? The dashboard now shows one notice with what is left. You pick up where you left off, or bring everything in as is. You lose nothing and pay nothing. Before, it walked you through the old statements one at a time.
Fixed
Money you move into your own investment account no longer counts as spending. It leaves the donut, the spending list, the merchant breakdown and the total under the chart, and Valerie stops counting it as spending. Your Investments budget card stays, with its target and its actuals.
Picking a date format that matches none of your statement rows now says so. Before, the app did nothing and said nothing, so a total failure looked exactly like success. It now tells you how many dates it could not read, or that nothing changed.
Upgrading to Plus in the middle of the account form keeps what you typed. You come back to the same form, still filled in, even after a cancelled checkout. NBU does not save it for you: the values are on screen and you press Save.
Over-investing reads as good news everywhere. A rising contribution showed a down arrow on the dashboard, a red bar above a green row, and a missed target that looked like a met one. All of them agree now.
3 September
New
Setting up NBU is a conversation now. Tell Valerie what accounts you have, or tap them from a list, and she sets them up with you. That includes things NBU could not track from setup before: a house, a car, a mortgage. A checklist beside her shows what is left to do. If you leave halfway through, everything you already answered is still there when you come back, including the account types you told her you do not have. Setting it up by hand is still there if you prefer it.
A card you are holding warns you a month before its cancel-by date. Before, NBU stayed quiet until the last week.
Fixed
Refunds are subtracted from your spending instead of added to it. If you spent $200 and got $30 back, the donut and the category list said $230 while the budget card beside them said $170. They agree now.
Moving money between your own accounts no longer counts against your budget. A transfer from chequing to savings used to show up as spending on the dashboard, in the category list and on your budget cards, which made every month look worse than it was.
A card with no statement yet stops showing last month's balance under this month's label.
Turning a card's welcome bonus off actually hides it. Before, the card still showed money on the table, a spending target and a countdown for a bonus you were not tracking, and NBU could still ask whether that bonus had landed.
Archiving a card you already marked cancelled keeps your cancellation date. The dialog used to ask again and quietly replace your date with today's.
The spending donut and Valerie agree. Drilled into one category, the donut centre said $180 while Valerie's sentence and the budget row said $120, on the same screen. The donut was dropping a real $60 refund.
Credit-card and investment accounts are named on Net Worth. "Credit card" and "Investment" instead of a line of internal code.