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Cookie Policy

Last updated: September 22, 2026
01

What cookies are

Plain English

Cookies are small text files your browser stores when you visit a website.

A cookie is a small text file placed on your device by a website you visit. Cookies are used to remember information about you between visits — like keeping you logged in, remembering your language preference, or saving settings so you don't have to re-enter them every time.

Cookies can be "session" cookies (deleted when you close your browser) or "persistent" cookies (stored for a set period). They can be set by the website you're visiting ("first-party") or by third parties embedded in that site.

02

What we use

Plain English

Essential cookies keep NBU working. We also use Google Analytics — but only if you accept it in the consent banner.

We use essential cookies required for NBU to function, and Google Analytics to understand how the site is used. Analytics cookies are set only after you accept them in our consent banner. Your browser also stores a few values that record which of our links you arrived through, described in section 05. We do not use advertising cookies or third-party tracking cookies that sell your data.

Analytics run only with your consent — as of September 22, 2026

If this changes, we will update this policy and notify you before any new non-essential cookies are set. Under Québec Law 25, we are required to obtain your consent before setting non-essential cookies.

03

Essential cookies

Plain English

These are the three cookies that make NBU work. You can't opt out and still use the service.

Essential cookies cannot be disabled without breaking the service. They do not require consent under Law 25. We use the following essential cookies:

Cookie namePurposeExpiry
nbu-auth-tokenAuthentication session — keeps you logged in to your NBU account.Session
nbu-langStores your language preference (English or French).1 year
nbu-prefsStores UI preferences (e.g. collapsed sidebar state).1 year
04

Analytics cookies

Plain English

We use Google Analytics, but only after you accept it. Decline and no analytics cookies are set.

NBU uses Google Analytics 4 (measurement ID G-9E8QSPDPD7), provided by Google LLC, to understand which pages and features people use. These cookies are set only after you accept analytics in our consent banner. Until you accept — and if you decline or later withdraw consent — no analytics cookies are stored, and any existing ones are deleted.

Cookie namePurposeStorage
_gaGoogle Analytics — distinguishes visitors to measure site usage. Set only after you accept analytics.2 years
_ga_*Google Analytics — keeps session state for our GA4 property (G-9E8QSPDPD7). Set only after you accept analytics.2 years
nbu_analytics_consentRemembers your analytics choice (accept or decline) so we don't ask every visit. Stored in your browser's local storage — never sent to a server.Until you clear it or change your choice

You can withdraw consent anytime using "Manage cookie preferences" below, which reopens the banner. Choosing Decline clears the _ga and _ga_* cookies. Under Québec Law 25, we obtain your consent before setting these non-essential cookies.

05

Where you came from

Plain English

When you arrive through a link we posted, your browser remembers which one, so we can see which channels are worth the effort.

These are not cookies. Your browser stores them, and nothing reaches us until you create an account. They hold a short code for the link you arrived through — one we posted on Reddit, for example — and the page you were reading. At signup, that code is saved once with your account, which is how we tell which channels bring people to NBU.

NamePurposeStorage
nbu-signup-sourceA short code for the link you arrived through, such as a post we published. Stored in your browser's local storage.30 days
nbu-signup-source-atThe date the code above was saved, so that it can expire after 30 days.30 days
nbu-asset-sourceThe page you were reading before you signed up. Stored in your browser's session storage.Until you close the tab

We set these without asking you first. They identify nobody: no name, no email address, no browsing history, no profile. To remove them, clear your browser's site data for getnbu.com. The next section explains how.

06

Withdrawing consent

Plain English

You can clear or block cookies in your browser at any time.

You can manage, delete, or block cookies at any time using your browser settings. Note that deleting the nbu-auth-token cookie will log you out of NBU.

ChromeSettings → Privacy and Security → Cookies and other site data
FirefoxSettings → Privacy & Security → Cookies and Site Data
SafariPreferences → Privacy → Manage Website Data
EdgeSettings → Cookies and site permissions → Manage and delete cookies
07

Contact

Plain English

Questions about cookies? Email our Privacy Officer.

For any questions about how NBU uses cookies, or to exercise your rights under Law 25, contact our Privacy Officer at privacy@quantumizeai.com.

Quantumize AI Inc., Montréal, Québec, Canada.

NBU uses analytics cookies to understand how you use the app and improve it. No bank data is ever tracked. Privacy Policy